Reasons Renter’s Insurance is Invaluable

 

 

 

When thinking about your new apartment in the Tri-Cities, consider the great benefits of renter’s insurance.  Many people forego the option of acquiring renter’s insurance, but it is worth the small investment to have peace of mind that your belongings and financial stability are covered.  First of all, renter’s insurance tends to be incredibly affordable compared to the out of pocket expense you would pay in the event of an accident in your apartment.   Most policies average around $15 a month, and is worth the sense of security that comes with it.

 

Your landlord’s insurance will cover the building your apartment is in, however it will not cover your belongings or damage you cause to the property while living there, such as a kitchen fire or a flood from an overflowing sink or bathtub.  If damage like this occurs, your renter’s insurance may also cover temporary housing for you to stay in while your apartment is being repaired.  Otherwise, you may be held responsible for all damage caused to the rental property.

 

If you have a visitor and they have some any of accident in your apartment, without renter’s insurance you are liable.  With insurance, the issue is likely to be completely covered and will prevent you from being sued.  If a visitor, or anyone, steals your belongings from your apartment, you will be reimbursed for the value of the stole possessions.  Many people do not realize the worth of their own belongings!   

 

When applying for coverage, you do not have to insure all of your possessions, but you may be able to choose a certain amount of coverage you want for specific items.  This will in turn lower the rate paid each month.

 

Having your apartment and belongings insured helps immensely in the face of disasters like fire and theft.  Contact your local insurance agent about rates and details.  

 

Apartments in Area:

Johnson City Apartment - The Haven at Knob Creek Apartments

1 to 3 BDRM apartment in Johnson City, TN from $849 to $1249


Johnson City Apartment - The Reserve

1 to 3 BDRM apartment in Johnson City, TN from $924 to $1459


Johnson City Apartment - Homestead Properties

1 to 3 BDRM apartment in Johnson City, TN from $620 to $1150


Johnson City Apartment - Fox Glen Townhouses

1 to 3 BDRM apartment in Johnson City, TN from $550 to $820


Johnson City Apartment - Evergreen Terrace Apartments

1 to 2 BDRM apartment in Johnson City, TN from $460 to $720


Johnson City Apartment - UDC

1 to 3 BDRM apartment in Johnson City, TN from $559 to $959


Bristol Apartment - Shelby Heights Apartments

1 to 3 BDRM apartment in Bristol, TN from $620 to $850


Johnson City Apartment - Ridgeview Apartments

0¼ to 2 BDRM apartment in Johnson City, TN from $325 to $655


Jonesborough Apartment - Wolfe Development

1 to 2 BDRM apartment in Jonesborough, TN from $675 to $825


Bristol Apartment - Deer Run Apartments

1 to 3 BDRM apartment in Bristol, TN from $625 to $875


Bristol Apartment - The Villas at Lavinder Lane

1 to 3 BDRM apartment in Bristol, TN from $660 to $1115


Bristol Apartment - The Villas At Island Road

1 to 3 BDRM apartment in Bristol, TN from $660 to $1115


Kingsport Apartment - The Villas at River Bend

1 to 3 BDRM apartment in Kingsport, TN from $659 to $1145


Johnson City Apartment - Mountainview Villas

2 BDRM apartment in Johnson City, TN from $674


Johnson City Apartment - Summer Chase Apartments

1 to 3 BDRM apartment in Johnson City, TN from $675 to $975



Tri-City Apartment & Condominium Guide

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