Reasons Renter’s Insurance is Invaluable

 

 

 

When thinking about your new apartment in the Tri-Cities, consider the great benefits of renter’s insurance.  Many people forego the option of acquiring renter’s insurance, but it is worth the small investment to have peace of mind that your belongings and financial stability are covered.  First of all, renter’s insurance tends to be incredibly affordable compared to the out of pocket expense you would pay in the event of an accident in your apartment.   Most policies average around $15 a month, and is worth the sense of security that comes with it.

 

Your landlord’s insurance will cover the building your apartment is in, however it will not cover your belongings or damage you cause to the property while living there, such as a kitchen fire or a flood from an overflowing sink or bathtub.  If damage like this occurs, your renter’s insurance may also cover temporary housing for you to stay in while your apartment is being repaired.  Otherwise, you may be held responsible for all damage caused to the rental property.

 

If you have a visitor and they have some any of accident in your apartment, without renter’s insurance you are liable.  With insurance, the issue is likely to be completely covered and will prevent you from being sued.  If a visitor, or anyone, steals your belongings from your apartment, you will be reimbursed for the value of the stole possessions.  Many people do not realize the worth of their own belongings!   

 

When applying for coverage, you do not have to insure all of your possessions, but you may be able to choose a certain amount of coverage you want for specific items.  This will in turn lower the rate paid each month.

 

Having your apartment and belongings insured helps immensely in the face of disasters like fire and theft.  Contact your local insurance agent about rates and details.  

 

Apartments in Area:

Johnson City Apartment - Homestead Properties

1 to 4 BDRM apartment in Johnson City, TN from $800 to $2500


Johnson City Apartment - The Reserve

1 to 3 BDRM apartment in Johnson City, TN from $1464 to $2014


Bristol Apartment - Shelby Heights Apartments

1 to 3 BDRM apartment in Bristol, TN from $850 to $1200


Johnson City Apartment - The Haven at Knob Creek Apartments

1 to 3 BDRM apartment in Johnson City, TN from $1190 to $1565


TN Apartment - Town Park Lofts

1 to 3 BDRM apartment in TN, TN from $1359 to $1950


Johnson City Apartment - Evergreen Terrace Apartments

1 to 2 BDRM apartment in Johnson City, TN from $580 to $905


Jonesborough Apartment - Wolfe Development

apartment in Jonesborough, TN from Call for Pricing


Johnson City Apartment - Ridgeview Apartments

0¼ to 2 BDRM apartment in Johnson City, TN from $525 to $925


Kingsport Apartment - Hilltop Apartments

1 to 2 BDRM apartment in Kingsport, TN from $500 to $700


Bristol Apartment - Deer Run Apartments

1 to 3 BDRM apartment in Bristol, TN from $1030 to $1550


Johnson City Apartment - Mountainview Villas

2 BDRM apartment in Johnson City, TN from $1100


Johnson City Apartment - The Rosemont

1 to 3 BDRM apartment in Johnson City, TN from $1129 to $1659


Kingsport Apartment - Lynnview Ridge Apartments

2 to 3 BDRM apartment in Kingsport, TN from $865 to $995


Bristol Apartment - Creek Crossing

2 BDRM apartment in Bristol, TN from $1275


Bristol Apartment - Twin Oaks Apartments

1 to 3 BDRM apartment in Bristol, TN from $550 to $1220



Tri-City Apartment & Condominium Guide

Apartments Guide

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